One of the first things clients ask us is, "How can you offer such a full featured plan at such a low price?" The answer can be found in the efficiencies of our retirement plan administration software.

For most companies the total recordkeeper costs amount to $950 per year plus $20 for each participant with an account balance.

This includes all of your recordkeeping, discrimination testing, and annual Form 5500 filing. By keeping everything Web-based, and using Schwab to process the monthy statements for plan participants, we can hold down costs and still provide all the features and components that even large 401(k) plans don't have. Here's what you get from The Business Solutions 401(k): Your 401(k) plan will have the following features:

  1. Daily Valuation Services by Internet, live representative, or 800# service;
  2. Over 2,100 high quality, No-Load mutual funds available for selection;
  3. Ability to include Stocks, Bonds and CD's as additional Investment options;
  4. 9 Professionally managed "Lifestyle" Portfolios, Access to Private Equity Managers;
  5. Employee counseling and enrollment services;
  6. Responsive participant communication services with monthly reports , delivered on time;
  7. 24-Hour Live Representative Response System for account balance inquiry;
  8. Low cost fee structure with stringent cost controls;
  9. On demand participant assistance from a local team of Certified Financial Planners (CFP's);
  10. A GUARANTEE that insures complete customer satisfaction.